Business Insurance in Stratford
As a business owner in Stratford, you don’t need us at Atlantic & Laurel Insurance Agency to tell you how important it is for your commercial property to have a full and comprehensive insurance plan in place. The simple fact of the matter is that whether you are butcher, baker or candlestick maker, you need to have an insurance plan that you can fully rely on. At Atlantic & Laurel Insurance Agency, we offer a wide suite of options to businesses of all shapes and sizes in Stratford. So, regardless of the size or type of business that you operate, you can rest assured that with us on your side, you will be in the safest hands possible. So, what are you waiting for? Call our office today and allow our certified team of insurance agents to create the insurance plan that will best meet your business’s needs.
Expect the Unexpected
As a locally operated insurance agency in the Stratford area, we know the importance of a positive mental attitude. After all, when the margins between success and failure are so razor-thin, it makes sense to apply a positive attitude to everything you do. That being said, a vitally important part of operating a successful business involves an element of realism and it is very important to realize that in business, like most things in life, accidents can happen that are completely out of your control. When disaster strikes you need to make sure that you have the insurance and protection in place to make sure that a small or minor headache doesn’t become a major problem for your business.
Four Types of Insurance That Will Protect Your Business
From your very first day in business, you have been exposed to certain risks. As an entrepreneur, this is par for the course and something that you simply cannot be too worried about as otherwise you wouldn’t be in the position you are today. Even before the first employee is hired, the reality is that it is necessary to have the right insurance in place. The simple fact of the matter is that without it, one lawsuit could be enough to take your entire business, and years of hard work down before it has even had the opportunity to get off the ground.
With that in mind, here are four types of insurance that you really must have to make sure that your business is as protected as possible.
- 1. Professional Liability Insurance: This type of insurance covers a business against negligence claims due to harm that results from mistakes or failure to perform. The reality is that there is no one size fits all approach for professional liability insurance, but each industry has its own set of issues that we will address in a customized policy written for your business.
- 2. Property Insurance: Whether your business is one hundred square feet or a thousand, the reality is that property insurance is a must. Equally, just because you are leasing a commercial space rather than owning it outright does not absolve you from having to purchase property insurance. The reality is that the comprehensive insurance packages that we at Atlantic & Laurel Insurance Agency offer your business, will protect the equipment, signage and inventory in the event of a fire, storm or theft. However, it must be noted that catastrophic natural disasters like floods and earthquakes are not covered in almost all standard property insurance policies.
- 3. Workers’ Compensation Insurance: This is a must for any business. The reality is that once the first employee in your business has been hired, workers’ compensation insurance will be required and should be added to any insurance package. This type of insurance covers medical treatment, disability and even death benefit.
- 4. Vehicle Insurance: If your business uses vehicles in the day-to-day running of its commercial operations then you need to make sure that you have insurance. There simply is no grey area in this respect. As a bare minimum, all vehicle insurance should insure against third party injury, but comprehensive insurance is recommended as it will cover that vehicle in the case of an accident as well.
Making the World a Fairer Place
AT Atlantic & Laurel Insurance Agency, we firmly believe that insurance helps to make the world a fairer place when disaster strikes your business. Our professional and certified team of insurance agents take great pride in the service we offer and we will always strive to provide the best coverage possible for all our business clients in Stratford when the unexpected becomes a reality. Our dedicated team will be able to find or create an insurance plan that will match your business’s unique budgetary requirements in an effective fashion. On top of that, like every policy we offer, you can rest assured that we will explain every step of the process in a clear and concise fashion, outlining what package best meets your business’s needs and why.
Invest in the Business Insurance Service You Can Trust
Fully incensed, Atlantic & Laurel Insurance Agency is operated by an experienced and dedicated team of professional insurance agents that are committed to making the often-complicated insurance process simple and straight-forward for all our commercial clients in the Stratford area. So, what are you waiting for? If you are a new business owner looking for their first premium plan or a well-established proprietor looking to make a change for the better then we can help. Don’ take chances with inferior insurance teams when the number one option is here for you to use.